As we approach the end of the year, it's time to talk about dental insurance benefits. Many patients aren't aware that these benefits typically don't roll over into the next year. If you don't use them, you lose them - and that's money left on the table. At Dodds Dental, we want to help you get the most out of your insurance benefits before it's too late.
Understanding Your Dental Insurance Benefits
First, it's crucial to understand what your dental insurance covers. Most plans cover preventive care, like cleanings and check-ups, at 100%. They may also cover a percentage of other procedures, such as fillings, crowns, or root canals, up to a certain amount.
However, every insurance plan has an annual maximum - the highest amount they'll pay for your dental work in a year. Any costs above this maximum are your responsibility. But if you haven't reached that maximum yet, you have money that's just waiting to be used on your dental health.
Why You Should Use Your Benefits Now
Using your benefits before the end of the year can save you money in several ways. If you've already met your deductible (the amount you have to pay out-of-pocket before your insurance kicks in), your out-of-pocket costs for any additional treatment will likely be lower. Moreover, if you're close to reaching your annual maximum, now is the time to get those more expensive procedures done. If you wait until next year, you'll have to pay your deductible again, and it might take longer to reach your maximum and get the full benefit of your insurance.
How Dodds Dental Can Help
At Dodds Dental, we're committed to helping our patients maximize their dental insurance benefits. We can help you understand your coverage, plan your treatment to take advantage of your benefits, and even handle insurance claims on your behalf.Plus, we offer a wide range of services, from preventive care to complex procedures, so you can get the most out of your insurance no matter what your dental needs are.
Don't Wait Until It's Too Late
Remember, when the clock strikes midnight on December 31st, any unused dental benefits will disappear. So don't wait until it's too late. Make an appointment now to use your benefits before they're gone. Even if you don't need any major work, you can still use your benefits for a routine check-up and cleaning. Not only will this help you use your benefits, but it will also help keep your teeth healthy and prevent more costly problems down the road.
Book Your Appointment in Long Beach Today
Don't let your hard-earned dental insurance benefits go to waste. If you're in the Long Beach area, reach out to Dodds Dental today to schedule an appointment. Let's make the most of your dental insurance together - because nothing should stand in the way of a great smile.
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